HR Talk: 13 Questions Answered about the 105-Day Maternity Leave Law (And an Excel Calculator to Compute Mat Ben)

The RA No. 11210 105-Day Maternity Leave Law is one of the most highly celebrated laws passed by the Duterte government last 2019. Despite the hoopla surrounding this law, so many people are still confused about its application, specifically how the maternity benefit is computed. Even as I’ve browsed through multiple articles, so many writers still have the computation part wrong.

What’s the semester of contingency? How exactly do you compute salary differential?”

To make things simpler, I have collated the following questions to make sense of this wonderful yet oftentimes confusing law for your reference:

14 questionsUpdated with two additional questions on July 6, 2020

1. What is RA No. 11210 or the Expanded Maternity Leave Law (EMLL)?

Pregnant

Otherwise known as the “105-Day Expanded Maternity Leave Law,” the RA 11210 expanded the maternity leave of women — married or otherwise — to:

  • Live Birth: 105-days with full pay, and an additional 30 days without pay. If the female worker wants to extend the leave, the female worker needs to give the head of the agency a written notice at least 45 days before the end of mat leave to get the extra 30 days without pay. The 30-day extension only applies for live childbirth.
  • Miscarriage (Pregnancy loss before the 20th week of gestation): 60 days with full pay. You cannot allocate the ML to anybody else.
  • Qualified Solo Parents under the RA 8972 “Solo Parents’ Welfare Act”: Will receive an extra 15 days of fully paid maternity leave, totaling 120 days.
    • Solo Parent: You must be qualified under the RA 8972 or the Solo Parents’ Welfare Act of 2000. Hindi pwedeng iniwanan ka ng asawa mo, automatic solo parent ka na who can avail of the extra 15 days.
    • The solo parent must present her Solo Parent ID issued within 2 years by the LGU from the delivery date, duly signed by the social worker and the city/municipal mayor. If the Solo Parent ID is not yet available, the member may secure and present a Certificate of Eligibility issued by the LGU and signed by the social worker/city/municipal mayor instead.
    • IMPORTANT: If she’s employed, she will be granted a salary differential for the extra period as long as she has rendered at least one year of service with the current employer.
  • Allocation of 7 Days to Caregiver, Leaving Woman with 98 Days: By written notice to the employer and the elected caregiver, the mother can allocate up to 7 days of her maternity benefits to the child’s father or sexual partner (pag gay), sharing the same household whether they are married or not.pregnant woman
    Photo Source
  • If the father is in absentia, she can give it to an alternate caregiver. Qualified caregiver must be a relative within the 4th degree of consanguinity. The person MUST BE related to the female worker by blood and shares the same ancestry or lineage. Hindi pwedeng best friends lang.If no leave is allocated, the child’s father or alternative caregiver, can only be excused from work (leave without pay).
  • If the mother dies or is permanently incapacitated: The balance of her mat leave can be transferred to the father or the qualified caregiver. However, the conditions are:
    • The maternity leave benefits has not yet been converted to cash
    • A certified true copy of death certificate or medical certificate/abstract is provided to both the employers of the female worker and the child’s father or caregiver.
  • The allocation is beyond the 7 days of leave provided under RA 8187 or the “Paternity Leave Act of 1996,” which requires the father to be married AND co-habitating with the pregnant wife to be qualified.

Paternity

2. What is the Difference between the 105-Day Expanded Maternity Leave Law to its Predecessor?

New-SSS-Maternity-Benefit

  1. Number of paid leave days: Previously, the maternity leave was only 60 days for miscarriages and birth deliveries, 78 days for Caesarian births. Now, it’s 105 paid days for both natural or Caesarian births, and unchanged for miscarriages.
  2. Employers is responsible for paying the salary differential: The Salary Differential (SD) is the difference between the staff’s computed 105-days mat leave minus the actual cash benefits received from SSS. The salary differential exists because the highest SSS Monthly Salary Credit is Php 20,000 (Note: Enjoyed by workers who paid Php 2,400 per month of total SSS contributions).Salary differential
  3. Maternity leave with full pay — 105 days for childbirth, 60 days for miscarriage — shall still be granted if worker is terminated within Fifteen (15) days of birth, miscarriage or emergency termination of pregnancy. If the pregnant worker is terminated with Just Cause — meaning, fault of staff na terminate siya — this is not valid.Rule of Thumb, if you earn Php 20,000 or less, there is no salary differential. If you earn Php 20,001 or more, there is a salary differential.
  4. Frequency of births/miscarriages: The limit of 4 births are removed. However, no matter how many children birthed, it’s still just one claim of mat benefits per time.
  5. Solo Parents get an Additional 15 days Leave. Dati, wala.

3. What I Found to be Most Interesting About this Law:

  1. 10 Years: Period where a female member can claim maternity leave benefit with the SSS (SSS Circular No. 2019-009, Section 19). 9 years old na ang anak mo, pwede pang mahabol.
  2. The maternity leave must be done in a continuous and uninterrupted manner. It may be a combo of prenatal and postnatal leave so long as it does not exceed the prescribed number of ML (Max: 105 days for birth, 60 days for miscarriages). In no case the postnatal care be less than 60 days (SSS Circular No. 2019-009).
  3. Mode of Payment: The female worker has the option of getting the full pay either through lump sum, or regular payment through agency payroll. The female worker must get a clearance from money, property and work-related accountabilities, but this should still not deprive her of the mat benefit.
  4. If the female employee goes AWOL, the Employer can still reimburse to the SSS by providing the following documents in combination below:AWOL SSS
    We understand that many employees choose to abandon their work without turnover after giving birth. Please ensure that the staff is cleared properly before her maternity leave, and you have complete documents in holding her accountable for certain documents if in case she does not return.
  5. Penalty: Employers should comply or be fined a Php 20,000 to Php 200,000 penalty, and may be imprisoned for 6 years and 1 day to 12 years. If the act is done by the company, its management head, directors or partners shall be liable for the penalties. A business can also be denied for business permit renewal.
  6. Sec. 15 of EMLL allows the company to transfer the female worker to a parallel position or reassignment from one organizational unit to another so long as it’s within the company and there’s no reduction of rank, status or salary.
  7. Maternity benefit is actually non-taxable — thanks to Sir Richard de Dios for the correction.Salary Differential is not taxable as per RMC 105-2019.For self employed members, any SSS contributions remitted or paid to SSS in the months within the quarter of contingency will not be included or counted to met the 3 monthly contributions in the 12 month period prior the semester of contingency. This can happen since voluntary members has the option to pay monthly, quarterly or Annually. Below is a copy of RMC 105-2019 I’m sure a lot of people will be informed well because of the article you posted.
  8. People who signed this law in February 20 2019 were controversial and known to be anti-women. So are they truly anti-women? Kudos to them for passing this bill! :): Pres Rodrigo Roa Duterte, Philippine President
    • Vicente C. Sotto III, Senate President
    • Gloria Macapagal -Arroyo, Speaker of the House of Representatives
    • Myra Marie D. Villarica, Senate Secretary
    • Dante Roberto P. Maling, Acting House of Representatives SecGen

4. How can an employer get exemption from RA No. 11210?

A company can be exempted from RA 11210 if employers asks DOLE for approval of exemption. This is done every year, and the justification is sufficient for DOLE to exempt the company. The target employers for exemption include:

  1. Distressed establishmentsFor companies: When actual net loss amounts to 25% of total assets or when there’s negative stockholders’ equity;
    • For sole prop and partnership: When the accumulated net loss for the last 2 accounting periods immediately before the application for exemption is 20% or more of the total invested capital under review, or when the boss registers capital deficiency before before the application for exemption
  2. Those retail/service businesses with 10 workers or less
  3. Those considered as micro business enterprises, and are engaged in the production, processing or manufacturing of products/commodities whose total assets are Php 3 million or less
  4. Those who are providing similar or more than the benefits provided

According to the DOLE Advisory No. 1, Series of 2019, employers can be exempted from paying the salary differential by submitting in duplicate copies the following documents to the DOLE Regional/Provincial/Field/Satellite Offices where they operate within the first semester of every calendar year:

  1. DOLE-Prescribed Application Form in Word Doc and PDF
  2. Copy of Certificate of Registration issued by the DTI or SEC
  3. Copy of latest business permit issued by LGU
  4. Additional requirements for the following
    1. For distressed establishments:Audited financial statements duly received by the BIR and/or SEC or the Cooperative Development Authority or
      • Certificate from the Bangko Sentral ng Pilipinas that the company is under receivership or liquidation
    2. Businesses that regularly employ no more than 10 workers:Owner’s or President’s Affidavit as to the number of employees for the twelve-month period before the application date
    3. Micro-businesses whose total assets are not more than Php 3 million:Barangay Micro Business Certification
    4. Establishments providing similar or more benefits provided in RA 11210: CTC of existing Collective Bargaining Agreement or policy, or
      1. Employer and Worker Representative’s Certification of existing company practice

The Certificate of Exemption is valid for one year from issuance. However, if the Regional Tripartite Wage and Productivity Board (RTWPB) has already issued that business a Certificate of Exemption for payment of minimum wages for a certain year, this Certificate is already enough to exempt the company from paying the salary differential for the same year. No need to apply for another exemption.

WARNING: Once you file, DOLE will conduct an inspection if necessary to verify the number of workers, nature of business and get other information within 5 working days of application receipt. It is still subject for approval.

5. Who are Qualified for the SSS 105-Days Maternity Leave Benefit?

Rights and Benefits of pregnant Women

If the female worker does not have enough qualifying contributions, she is NOT entitled to both SSS Maternity Benefit and Salary Differential Pay.

IMPORTANT: The female worker should have at least THREE (3) monthly SSS remittances in the twelve-month period immediately before the semester of contingency for childbirth, miscarriage or emergency termination of pregnancy. If you have inadequate number of hulogs, you are disqualified.

Three

If disqualified, you are referred to the PhilHealth Circular No. 022-2014 or the “Social Health Insurance Coverage and Benefits for Women About to Give Birth.”

Philhealth

NOTE: Payment of maternity benefit automatically disqualifies the member from availing of the sickness benefit from the same period.

6. What is the Semester of Contingency?

SSS looks at the Semester of Contingency for members to avail of Maternity, Disability, Sickness and Retirement Benefits. Philippines QA offers one of the better explanation on what exactly a Semester of Contingency means:

Semester of Contingency

Source: What is  SEMESTER OF CONTINGENCY? 

7. How do I Compute my SSS Maternity Benefit and Salary Differential using my Semester of Contingency?

Step 1: Check out if you are qualified based on your hulogs.

If you’re too lazy to compute it, just use this chart:

Compute Semester of Contingency

Check out your due date, see if you have paid at least 3 hulogs on the months highlighted in YELLOW. If you are, you’re qualified. If not, you’re not.

Step 2: Identify the Top 6 Hulogs You Made that Fell on the Qualifying Period. 

EDD

Step 3: Get the Average of the 6 Hulogs to See the Corresponding Monthly Salary Credit

Using the SSS Contribution Table of 2019, check out the corresponding Monthly Salary Credit for the top 6 hulogs. Since Php 2,400 is the maximum hulog, then the MSC of the staff is Php 20,000, the highest allocation.

Add all the top 6 and divide it by 180 to get the Daily Salary Credit. So for our example, the Daily Salary Credit is Php 20,000 x 6 / 180 = Php 666.67 per day.

SSS-Contribution-1

Step 4: Multiply the SSS Daily Salary Credit to Get the SSS Maternity Benefit

If your calculated average Daily Salary Credit is Php 666.67:

  • For live births, multiply Php 666.67 by 105 days = Php 70,000 SSS Maternity Benefit
  • For miscarriage, multiply Php 666.67 by 60 days = Php 40,000 SSS Miscarriage Benefit
  • If Solo Parent, multiply Php 666.67 by 120 days = Php 80,000 Maternity Benefit

Step 5: If you are employed, the Salary Differential is;

  • For Live Births: Full Pay x 3.5 months MINUS SSS Maternity Benefit
  • For Miscarriage: Full Pay x 2 months MINUS SSS Miscarriage Benefit

To Calculate Full pay: Actual Earnings including allowances provided under CBA if any

To Calculate Equivalent Monthly Rate: Daily Wage x Factor — 313 if 6 days work, 261 if 5 days work — divided by 12.

Hence, if you earn Php 30,000, the estimated maternity benefit is Php 105,000 (Computation: Php 30,000 x 3.5 months). Breakdown as follows:

  • Php 70,000: From the SSS Maternity Benefit which will be reimbursed to the employer
  • Less: Php 2,800 Employee Share of SSS Benefits (Php 800 x 3.5 months)
  • Less: Php 1,575.00 Employee Share of Philhealth Benefits (Php 450 x 3.5 months)
  • Less: Php 350.00 Employee Share of Benefits for Pag-Ibig  (Php 100 x 3.5 months)
  • Salary Differential Paid by Employer to Staff: Php 30,275.00

The amount that the Employee will get  is Php 105,000 minus Php 2,800 SSS minus Php 1,575 Philhealth and Php 350.00 Pag-Ibig = Php 100,275.00.

To make it simple, employees will usually not get any Salary Differential if they are earning Php 20,000 and below.

IMPORTANT TO REMEMBER:

  1. A company cannot deduct the Employee Share of Mandatory Benefits without written consent from the employee. Deduct the Employee share of Mandatory Benefits from Salary Differential, if any.
  2. Without Salary Differential, you can deduct it from the SSS Maternity Benefit with employee authorization. But SSS will only reimburse the amount on the voucher you have paid to the Employee. So if you deducted the EE share of Mandatory Benefits from the SSS Mat Ben, you will also get a reduced payment from SSS.
  3. The maximum money that SSS will pay is the computed SSS Maternity Benefit. So in this case, it’s Php 70,000.
  4. WARNING: In actuality, SSS will only reimburse the employer the SSS Maternity Benefit if the employer submits complete documents. There are cases that if kulang sa documents, SSS will not reimburse the employer even if the company has already paid the employee its full benefits.

8. My head is exploding with all the Calculations. Do you have an SSS Maternity Benefit Calculator to make my life simple?

Yes, I do!

calculator

I have developed a simple FINAL SSS Maternity Benefit 070420 to help people find out their Semester of Contingency and calculate their maternity benefits regardless of the year. It is downloadable for free, but must be checked out via the desktop. You can’t use it via the mobile phone until I next level my app development skills.

The only thing you need to do is input your information on the YELLOW boxes. The calculator will compute your estimated Maternity Benefit for you.

Download HERE: FINAL SSS Maternity Benefit 070420:

SSS Maternity Benefit Calculator

DISCLAIMER:  This online calculator is made available solely for the convenience of public. It follows the SSS schedule of contribution tables and is based on the author’s own interpretation. It provides calculations based on the information you provide. All data entered are not stored. It is suggested, however, to clear your browser cache after completing your transaction.

Should you find any inaccuracy, or have suggestions to improve this calculator, please PM me.

9. I am Qualified. Where Can I File for My SSS Maternity Benefit?

The SSS is clear — if you are employed, you have to file your MAT-1 with your Employer. It is then your employer who needs to submit the form to the SSS.

If you are paying voluntarily, you can file for your Maternity Benefit online or via the branch:

Type of Member

If you have been terminated from your work recently, if you are giving birth within 6 months of Termination, you still need a) A Certificate of Non-Advancement of SSS Maternity Leave Benefit and B) L-501 from your Employer. Beyond the 6-month timeline, you won’t need these documents anymore.

10. What do Employed Workers Need to Do to Avail of the Maternity Benefit? 

  1. The female worker must submit to the employer a MAT-1, informing the employer of the pregnancy and the Estimated Due Date (EDD) at least 30 days in advance.
  2. The employer should forward the MAT-1 to SSS for acknowledgment. They can do so online via the Employer’s my.SSS Facility or submit it to the branch.
  3. Employers should advance the full payment 30 days from the filing of maternity leave application.
  4. SSS should IMMEDIATELY reimburse the employer 100% of the maternity benefits advanced to the employer upon receipt of satisfactory and legal proof of payments.
  5. If the employer did not remit the required contributions they deducted from the employee, the employer shall pay SSS the maternity benefits the employee should have been entitled to.
  6. After the birth, the Employer should submit the Certificate of Live Birth that’s registered in the LCR or PSA to reimburse their MAT-2. The other requirements needed are as follows:

Requirements

NOTICE: It is the employee’s responsibility to give their SSS number to their employer. The deadline of payment is the last day of the month following the applicable month.

Reiterating: If the female employee goes AWOL, the Employer can still reimburse to the SSS by providing the following documents in combination below:

AWOL SSS
We understand that many employees choose to abandon their work without turnover after giving birth. Please ensure that the staff is cleared properly before her maternity leave, and you have complete documents in holding her accountable for certain documents if in case she does not return.

11. What are Females who are Not Employed but Have Enough SSS Hulogs?

IMPORTANT: If unemployed, there are no salary differential computed. Just the SSS maternity benefit.

  1. Those in the informal economy, OFWs, voluntary SSS members should inform the SSS of their application direct (RA No. 11210 IRR, Rule VI, Section 2). They can apply for the maternity benefit online via the SSS Mobile App using their existing user ID and password. For any issues regarding registration, email: onlineserviceassistance@sss.gov.ph.
  2. SSS will pay the female member directly. However, the Member has to submit the correct documents to be given their maternity benefit.

Requirements

WARNING: The SSS contributions must be remitted on time. 

  1. The member can pay monthly, quarterly or semi-annually based on the payment deadline.
  2. Payment deadline: The last day of the month following the applicable month or calendar quarter. For example: The July 2019 to September 2019 quarterly SSS contribution can be paid only until October 31, 2019.
  3. If the payment deadline falls in a Saturday, Sunday or holiday, you can still pay the next working day. Any late contribution payments will be applicable the following month.
  4. For advanced payments, only the contributions applicable for the month before the semester of contingency can be included in the maternity benefit calculation.
  5. No SSS contributions that are paid RETROACTIVELY (or pahabol) based on the deadline will be included in determining your eligibility for the maternity benefit. This is most important when the contingency date of payment is within or after the semester of contingency.

SOURCE: SSS Corporate Communications Department, July 2019

12. Why did SSS deny my claim for “overlapping benefits?”

Overlapping
If there’s an overlapping mat benefit claims (IRR, Rule VI, Sec. 7, Consecutive Pregnancies and Multiple Childbirths):

    1. If it’s one after another — One miscarriage after another, or followed by live childbirth — the female member will still be granted mat ben for two consecutive contingencies (RA. 11210 IRR, Part V, Section 6, Consecutive Pregnancies and Multiple Childbirth).
    2. However, the pay for the 2nd contingency is reduced by the amount of benefit corresponding to the period of overlap.

Consecutive

14. For voluntary members who need a bank account so SSS can transfer the money, which banks can accept SSS benefit payments?

Voluntary SSS members who are qualified for the Maternity Benefit can receive the money through:

a.   Their Bank Savings or Checking Account.
b.   For cash cards, please make sure that your cash card can receive more than Php 10,000 at a time, or the money will bounce back
c.    SSS UMID card as your ATM card, but you need first to activate your UMID card at Union Bank kiosks at SSS branches

For a., the following banks can receive such payments:

  • Al-Amanah Islamic Investment Bank of the Philippines
  • Asia United Bank (AUB)
  • Bank of Commerce (BCommerce)
  • Bank of the Philippine Islands (BPI)
  • BDO Unibank Inc. formerly Banco de Oro Unibank Inc.
  • BDO Network Bank, formerly called One Network Bank
  • Century Savings Bank
  • China Banking Corp. (ChinaBank)
  • CityState Savings Bank Inc.
  • Country Builders Bank Inc.
  • Country Rural Bank of Taguig Inc.
  • CTBC Bank Corp. formerly Chinatrust Banking Corp.
  • Development Bank of the Philippines (DBP)
  • East West Bank
  • First Consolidated Bank
  • Guagua Rural Bank
  • Innovative Bank
  • Land Bank of the Philippines (Landbank)
  • Maybank Philippines Inc.
  • Merchant Savings Bank
  • Metropolitan Bank and Trust Co. (Metrobank)
  • Philippine Bank of Communications (PBCom)
  • Philippine Business Bank
  • Philippine National Bank (PNB)
  • Philippine Postal Savings Bank now Overseas Filipino Bank
  • Philippine Savings Bank (PSBank)
  • Philippine Trust Co. (Philtrust)
  • Philippine Veterans Bank (Veterans Bank)
  • PNB Savings Bank formerly Allied Banking Corp.
  • Postbank Savings Bank
  • Rizal Commercial Banking Corp. (RCBC)
  • RCBC Savings Bank Inc.
  • Rural Bank of Pililla (Rizal) Inc.
  • Security Bank (SB)
  • Standard Chartered Bank
  • Union Bank of the Philippines (UnionBank)
  • United Coconut Planters Bank (UCPB)

Thank you to PhilippinesQA.com for compiling the above-mentioned list.You’re the best!

13. Why Was My Maternity Benefit Claim Denied?

For various reasons. Here are 15 most common reasons:

Reasons why Mat Claim Denied
Download the Excel Here: Reasons Why Maternity Claim Was Not Paid

14. Where Can I Conveniently Download All the Documents I Need to Apply for my Maternity Leave Benefit?

The source materials on the Expanded Maternity Benefit can be downloaded here:

You can download the relevant forms here:

BONUS QUESTION: How do I Contact SSS for Other Inquiries?

Did you know that you can notify SSS DAW of your pregnancy through text?

SSS Text

Or Message them through Facebook: https://www.facebook.com/SSSPh/

SSS Hotline2SSS Hotline
Disclaimer

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42 thoughts on “HR Talk: 13 Questions Answered about the 105-Day Maternity Leave Law (And an Excel Calculator to Compute Mat Ben)

  1. hello ms tina.. how about this time of pandemic where a pregnant employee was placed on NWNP, and she is due to give birth by October, what is the implication? ..

    1. Hi Ms. Tina, for salary differential computation, if the mother allocated 7 days to his husband po, do I still need to multiply po the full pay to 3.5 months or 3.27 months na lang po (98 days/30 days)?

  2. Hello po . May question lang po ako. May kumakalat kasing info sa mga fb groups regarding computation ng mat benefit ng voluntary at self employed- na kapag daw po ang payment ay na post within semester of contingency, hindi na sya kasama sa computation kahit pa qualifying months yung binayaran mo .
    Kasi po diba ang deadline ng payment is the month after ng quarter na binabayaran. So yung january-march contribution deadline is on april , na na extend pa nga this year because of the pandemic.
    Now my concern is EDD ko po is on Sept 2020. mahigit one year din ako walang contri sa sss since nag resign ako but I was able to make a payment as a voluntary member for Oct-Dec 2019 and Jan-March 2020 na pasok sa qualifying months ko – Kaya nga lang po yung Jan-March contribution ay nabayaran ko nung May 2020 na because of the pandemic.

    Now totoo po ba na ung binayaran ko for the first quarter will not be included sa computation ng mat benefit ko dahil late payment na dw kung tutusuin kahit within the deadline pa sya (June 2020 ang naging deadline ng payment ng 1st quarter) dahil within semester of contingency na sya na post ? Dapat daw po kasi kapag ganun ang case , the payment should be made before the end of March 2020 para pasok pa sa computation.

    Sana po masagot nyo . Kasi hindi naman po ganun ung pagkakaintindi ko sa mga nababasa ko na articles pero maraming members ang nagsasabi ng ganun sa mga fb page.Ganun daw ang paliwanag ng tga SSS sa kanila.

    Maraming salamat po.

    1. You can try to pahabol. And hope for the best.

      Because SSS has this in fine print: “WARNING: The SSS contributions must be remitted on time. No SSS contributions that are paid RETROACTIVELY (or pahabol) based on the deadline will be included in determining your eligibility for the maternity benefit. This is most important when the contingency date of payment is within or after the semester of contingency.”

      So you can apply…. but if they deny it, this is the reason why. Hope this helps!

  3. hi po ms tin? ask lng po ako, EDD po ako ngayong December 2020, mka avail po ba ako sa R. A 11210 na expanded law sa maternity benefits? kasi po mdami ng sabi na 60days lng tlga kasi dipa implement yung 105days.

  4. How about an employee pregnant before pandemic and not required to report from work due to her condition, is she qualified to salary differential?

    1. Yes if she’s still an employee of the company and is qualified to get mat ben. How much is her salary? Salary below 20,000 usually do not get any salary differential.

  5. Hi ,, ask ko lang about sa maternity ko na claim ko na ung maternity benifits ko ,, ta spag check ko ngayon sa sss moblie app ko sa maternity claim ko the status is for verification reason with overlapping claims ,, anu po meaning non

  6. Hi Ms. Tina! Thank you for sharing this article to us!
    I would like to ask what if the Maternity benefits is much higher than her Full pay? Like for example her Mat ben is 66500 but her full pay is 65600, so technically she doesn’t have Salary Differential. So how the employers deduct her Government contributions is she doesn’t have a Salary Differential? Are the Employee will be under voluntary since she is on leave but no SD?
    Another Scenario:
    What if the employee have SD, the SD amount will be the amount on the computation of her 13th month pay?

    Hope for responds.

    Thank you!

    1. Have voucher for full pay. This you give to SSS for reimbursal.

      Deduct EE share of government benefits.
      You need an Authority to Deduct.

      Actual payout to staff is Mat ben minus EE share of government contribution for 3.5 months.

      All these are paid by employer since she’s employed in 3.5 months.

      SD has nothing to do with 13th month pay.

  7. Hello Ms. Tin! What about this pandemic po? All pregnant women in our company were tagged as LWOP (leave w/out pay, no salary so meaning no contribution to SSS). Do we need to go to SSS and pay manually?

    1. Yes, you need earnings to have money to kaltas for regular benefits. If pregnant women want to pay, they can do so voluntarily.

  8. HI Ms. Tina! Is maternity leave considered part of the probationray period? How do we evaluate the employee if she is on leave for 3 months?

    1. Not part of it — especially now. Look into Labor Advisory No. 14-A. If unworked from ECQ to GCQ, the time unworked of a probationary employee is NOT included in the count of 180 days.

    2. Aiya, why wait until a person is on leave before evaluating?

      Base it on past performance of course but evaluate her again once she returns to work.

  9. Hi Miss Tina, marereject kaya ung finile q na sss sickness benefits q? kc kasabay sya nung nanganak aq, nakuha q n ung maternity benefits q, inoperahan kc aq at tinanggal na dn uterus q because of complications after giving birth. pwde b un ma tag as overlapping of claims? tska another question is pwede po b aq magfile ng partial disability? thanks miss Tina for the response.

  10. Hello po I need help po.
    My husband and I are under the same company, but due to health reasons my husband needs to resign. Before he resigns, I have filed my MAT2 to my employer and allocated the 7days paid leave to my husband. Is it possible to return the allocated leave to me? What is the process? My employer doesn’t seem to have any idea. TIA 🙏

    1. Not after you received the money.

      The company should pay your husband the 7 days. Ask them to coordinate with the SSS.

  11. Hi Misa Tina. ask lang po sana ako regarding sa maternity .. nag stop po ako ng work last sept 25 na to dahil buntis po ako ng 3 months. Can i avail my maternity,?

  12. Hi Ms Tina! Ask ko lang po sana if pwede ako mag apply ng matben kahit nag awol ako sa last employer ko nitong February 2020? Then ang due date ko po is ngayong December 2020. Thanks po.

    1. You need their cooperation to get your Certificate of Non Advancement of Mat Ben and L501. But since more than 6 months ka na wala sa work, just ask for help from SSS in filling up an affidavit

    2. You will need your employer’s cooperation to get two things:

      1. Certificate of Non-Advancement of Maternity Benefit
      2. L-501

      If your employer refuses to provide you with the two, simply proceed to SSS and fill in an Affidavit Undertaking that you did not receive the above from your employer. Good luck!

  13. Hello Ma’am Tina,

    Currently employed po ako pro plano ko na po sana mgresign.. Im 16 weeks pregnant po exactly today and my due date is on March 19, 2021. Kelan po kaya ako pede mgresign na maqualify padin po ako sa maternity leave?

    Looking forward for your quick response.

    THANK YOU!

    1. You need at least three hulogs between October 2019 to September 2020 to qualify for maternity leave. You need to pay for a handful of months so it does not seem aa if hinahabol mo lang ang maternity benefit.

      Do you have enough hulogs?

  14. Hi! can i ask lang how to compute if 3 months lang nahulog within the 12month period na pasok? although meron hulog yun employee before the 12 month period din..

  15. Hi! can i ask lang how to compute if 3 months lang nahulog within the 12month period na pasok? although meron hulog yun employee before the 12 month period din..

  16. Hi po, your post was so helpful I finally understood yung semester of contingency 😊 mas question lang po ako. Nakapagbayad po ako ng 4mos out of 12mos (oct2019-sept2020) bago mag end yung semester ko ng oct2020. Need ko pa po bang maghulog para lang maging active lang sa sss gang sa manganak?
    Nag send na din po si sss ng sms about pickup ng claim, need ko pa po ba pumunta office nila, or automatic approved na and mag wait nlng manganak then file for mat2?
    Thank you so much!

  17. hi tina, i find your article very useful. thank you for putting all this together. i just have a question that i didnt find here which might be helpful to others too. my employer claims that they are distressed due to covid and was granted dole exemption certificate this year. i filed my mat notif na months ago but i was told only recently that they cannot afford to pay the salary differential. can they use that exemption to me kahit na nagfile na ko early this year? am due to file my mat leave end of this year. thanks.

  18. Hello Tina, I just have a question regarding the salary differential computation. I was informed by our HR that the salary differential computation only includes basic salary+de minimis. However, I also receive certain allowances on a monthly basis.

    For example: Monthly salary – 40,000
    Breakdown:
    Basic salary – 23,100
    De minimis benefit – 2,900 (monthly)
    position allowance – 10,000 (monthly)
    program allowance – 4,000 (monthly)

    I would need help in the computation please. Is it correct that allowances shouldn’t be included in the computation? Thank you.

  19. My employer refuses ti pay/give my maternity benefits until the company opens.. my due date is on dec.18, 2020.. can i directly go to sss to claim it myself?

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